Thailand has now entered a 'Complete Aged Society,' with more than 20% of the population aged 60 and above. At the same time, non-communicable diseases (NCDs) continue to place a significant burden on the nation's health and healthcare costs. According to the World Health Organization (WHO), NCDs account for approximately 74% of all deaths in Thailand. As healthcare risks and medical expenses continue to rise, planning ahead with comprehensive health protection is no longer just about safeguarding personal wellbeing. It also helps ease the financial burden on families and ensures access to quality medical treatment when necessary.
AXA Insurance Thailand is committed to helping every family access comprehensive health protection throughout every stage of life with AXA SmartCare Essential, a comprehensive medical insurance plan designed to meet the needs of families across a wide range of budgets. The plan provides up to 10 million Baht in coverage per confinement with no sub-limits, reducing concerns over unexpected medical expenses. Coverage includes accidents, common illnesses, and critical illnesses such as cancer and chronic kidney disease, it also covers both IPD and OPD treatment, offering up to 3,000 Baht per visit or 50,000 Baht per policy year, with no limit on the number of outpatient visits. In addition, customers receive preventive healthcare benefits, including vaccinations, annual health check-ups, dental care and vision care, with benefits of up to 3,000 Baht per policy year to support proactive health management.
Beyond medical expense coverage, AXA SmartCare Essential comes with a range of healthcare services and digital solutions designed to make accessing treatment and managing policies more convenient. Customers can enjoy cashless claims at more than 400 network hospitals nationwide, online doctor consultations through Doctor Anywhere, with home medicine delivery available in selected service areas. Users also gain access to the AXA TH Health application, which enables them to check their coverage, submit claims and locate nearby healthcare facilities quickly and conveniently.
Customers can also purchase the policy online without undergoing a medical examination and choose a deductible option to help manage premium costs according to their budget. Additional benefits include a family discount of up to 10% and guaranteed renewability up to the age of 99.
Paweena Khemarangsan, Chief Customer Officer of AXA Insurance Thailand, stated: "This Mother's Day, AXA would like to encourage everyone to choose a meaningful gift for their mothers and families by investing in health protection. It is a thoughtful way to give mothers greater peace of mind while reassuring loved ones that they will receive quality medical care whenever it is needed. AXA SmartCare Essential has been designed with the whole family in mind, offering comprehensive coverage for critical illnesses, accidents and common medical conditions, alongside preventive healthcare benefits. It is suitable for every generation in the household and helps families enjoy greater confidence and peace of mind together."
For participating credit cardholders, customers can enjoy 0% interest installment payments for up to 10 months on insurance premiums of 15,000 Baht or more per policy when purchasing AXA SmartCare Essential through AXA Insurance Thailand's online channel. Interested individuals can explore further details at https://u.axa.co.th/SmartCareEssentialEN2026
Remark:
1. Terms and conditions of coverage and underwriting as specified by AXA; the Insured should understand them before making the decision.
Aside from the terms stated in this document and the insurance policy, the installment conditions are subject to each bank's regulations.
