While most people are familiar with coverage for events of fire and natural disasters like earthquakes, floods, storms, or hail damage, home insurance should go further. Depending on your household's needs, additional coverage options may offer essential protections that are frequently overlooked. Examples of additional coverage to consider include:
- Liability for third-party: Coverage in the event that a third party experiences an accident within the home due to a danger in the property and such accident is the legal liability of the insured. For example, a guest slipping on a wet floor and sustaining injuries or causing damage to their belongings.
- Damage to built-in fixed glass: Coverage for permanently installed glass panels that may be damaged by natural disasters.
- Pet-related expenses: Coverage for veterinary expenses for pets that are cats, dogs, or birds, that are injured within the home due to fire, lightning, or earthquake.
- Accidental death coverage: Coverage in the event of the death of members of family resulting from fire, robbery, or burglary occurring within the home premises.
Guillaume Mirabaud, Chief Executive Officer of AXA Insurance Thailand, commented: "The safety and security of one's home is paramount. The recent earthquake has highlighted that standard coverage may not provide adequate protection for all scenarios. At AXA, we are committed to ensuring homeowners fully understand their coverage options, enabling them to select protections tailored to their specific needs. Our goal is to provide comprehensive solutions that deliver genuine peace of mind to homeowners across Thailand".
AXA Insurance Thailand provides a variety of Home and Condo insurance plans, such as Sabuydee My Home, Smart Home, and Smart Condo, that offer comprehensive coverage of up to 30 million Baht. Coverage includes protections against structural damage and your home contents from fire, lightning, explosion, smoke, water damage, hail, windstorms, earthquakes, and floods. Additionally, there are coverages for burglaries, damages to electrical appliances, damages to built-in fixed glass, and other third-party liabilities. Premium starts at just 3 Baht per day, with convenient online purchasing available.* Exclusively for AXA policyholders, AXA Insurance Thailand also provides AXA Preferred Home Fix service, which designed to ease the repair process and reduce stress during what can often be a disruptive time at no extra cost.
For more information about home and condo insurance plans, including full coverage details please visit: https://u.axa.co.th/PostEQ25
* Terms and conditions of coverage and underwriting, as specified by AXA. The Insured should understand them before making the decision.
